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Business Loans — From $10K to $5M

Get competing loan offers from 300+ vetted lenders. Term loans, equipment financing, working capital, and more. Funding in as little as 24 hours. Free to compare — no obligation.

$5MMax Loan Amount
24 hrsFastest Funding
300+Competing Lenders
$0Cost to Compare
Compare Business Loan Rates →

Privacy Secured  |  No Obligation  |  Won't Affect Your Credit Score

Loan Types

Every type of business financing, one place

Whether you need capital to grow, equipment to operate, or cash flow to bridge a gap — we have lenders for every situation.

Term Loans

Lump-sum financing repaid over a fixed period. Ideal for expansion, renovations, or large one-time purchases.

$10K – $5M  ·  1–10 year terms

Equipment Financing

Finance the equipment your business needs without draining working capital. The equipment itself serves as collateral.

Up to 100% of equipment value

Working Capital Loans

Short-term financing to cover payroll, inventory, or operating expenses during slow seasons or growth spurts.

$10K – $500K  ·  Fast approval

Invoice Financing

Unlock cash tied up in unpaid invoices. Get up to 90% of your receivables advanced within 24–48 hours.

Up to 90% of invoice value

Merchant Cash Advance

Receive a lump sum in exchange for a percentage of future sales. No fixed monthly payments — repayment scales with revenue.

$5K – $500K  ·  Same-day funding

Commercial Real Estate

Finance the purchase, refinance, or renovation of commercial property. Owner-occupied or investment properties.

$100K – $5M  ·  Up to 25-year terms
How It Works

Get funded in three simple steps

One form. Multiple competing offers. You choose the best one — or walk away. No obligation, ever.

1

Tell Us About Your Business

Fill out a short 2-minute form with basic info about your business — revenue, time in business, and how much capital you need.

2

Review Competing Loan Offers

Lenders from our network of 300+ compete for your loan. You see real rates, terms, and amounts side by side — no surprises.

3

Get Funded — Fast

Choose your preferred offer, complete the lender's process, and receive funding in as little as 24 hours.

Qualification

Do you qualify?

Most businesses qualify for at least one loan product in our network. Here's what lenders typically look for.

Minimum Requirements

  • 6+ months in business
  • $10,000+ monthly revenue
  • 500+ personal credit score (varies by lender)
  • U.S.-based business (LLC, Corp, Sole Prop)
  • Active business bank account

Stronger Applications Have

  • 2+ years in business
  • $50,000+ monthly revenue
  • 650+ credit score
  • Clean banking history (no NSFs)
  • Collateral available (for larger loans)

Ready to get competing loan offers?

It takes 2 minutes. No obligation. Won't affect your credit score.

Compare Business Loan Rates →

Privacy Secured  ·  No Obligation  ·  Free to Use

FAQ

Frequently asked questions

Many lenders in our network can fund within 24–48 hours of approval. SBA loans and commercial real estate loans take longer — typically 2–4 weeks. Speed depends on loan type, amount, and your documentation readiness.

No. Releafly uses a soft credit pull to match you with lenders — this does not affect your credit score. Only if you proceed with a specific lender and they do a full underwrite will a hard pull occur, and that's disclosed upfront.

We have lenders who specialize in businesses with credit scores as low as 500. Options like merchant cash advances and invoice financing are often available regardless of credit score, as they're based on revenue and receivables instead.

Yes — completely free for borrowers. Releafly is compensated by lenders when a loan is funded. You never pay us anything.

Banks offer one set of terms — take it or leave it. Releafly puts 300+ lenders in competition for your business, which means better rates, more flexible terms, and faster decisions. You also only fill out one form instead of applying to multiple lenders separately.